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EWS (Early Warning System)
Fraud, Risk & Investigation

EWS (Early Warning System)

EWS is a financial risk intelligence API that analyses bank statement data to identify potential risk indicators, unusual transaction patterns, and early signs of financial stress.

The Early Warning System (EWS) analyses bank statement data in PDF format to generate insights into a customer's financial behaviour and potential risk exposure. It provides structured information on salary transactions, loan transactions, cheque or payment bounces, circular transactions, recurring transactions, end-of-day balances, monthly summaries, and fund transfers. It also includes GST-related insights, GST triangulation, bank fraud control unit (FCU) information, and audit observations, where supported. EWS helps lenders and financial institutions strengthen credit assessment, monitor financial activity, and make more informed risk decisions.