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Crego
LOS & LMS

Crego

Crego is an AI-native lending infrastructure platform enabling NBFCs, banks, and fintechs to launch and scale credit products with speed and flexibility. Its end-to-end suite—including Onboarding, UCIC, LOS, BRE, LMS, Co-Lending, and General Ledger—supports the complete lending lifecycle from onboarding and credit decisioning to servicing and accounting. The platform offers omnichannel onboarding through web, mobile, and agent-assisted journeys and is designed to be product- and geography-agnostic. Built on a modular, API-first architecture, Crego enables financial institutions to deploy new lending products in weeks instead of months while seamlessly integrating third-party services and AI capabilities.
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  • Founded

    2023

  • Team size

    20–25 Employees

  • Key products

    Personal Loans, Payday Loan, Earned Wage Access, Loan Against Property (LAP), MSME Loan, Supply Chain Financing (SCF), Co-Lending Program, Business Loan, Solar Financing, Vehicle Loan, Embedded Finance Solutions, Invoice Financing, and Custom Lending Products built on a configurable, product-agnostic infrastructure

  • AI / ML capability

    AI-native lending infrastructure powered by specialised AI Agents for underwriting, credit assessment, and risk evaluation. The platform leverages AI for intelligent credit decisioning, document intelligence, workflow automation, fraud and risk analysis, configurable decision engines, and end-to-end process orchestration across the lending lifecycle.

  • Delivery model

    Cloud-native SaaS, API-first architecture, composable infrastructure, low-code/no-code configuration with cloud-agnostic deployment across AWS, Azure, GCP, or private cloud environments. RBI Complaint model

  • Segments served

    Banks, NBFCs, Fintechs, Lending Service Providers (LSPs), Co-Lending Networks, Supply Chain Finance Providers, MSME Lenders, Housing Finance Companies, and Digital Lending Platforms.

  • Notable clients

    Tyger Capital, Aerem, Aspire, Indifi, Vayana Finserv, and Credflow

  • Key traction

    ₹5,500+ Crore in loans processed, 15+ lending institutions onboarded, and deployment timelines reduced from the industry standard of 4–6 months to just a few weeks through a composable lending stack.

  • Key strengths

    AI-native architecture, end-to-end lending lifecycle coverage, strong co-lending and SCF capabilities, omnichannel onboarding, product-agnostic design, API-first integrations, rapid deployment, reusable and swappable modules, cloud-agnostic infrastructure, and enterprise-grade scalability.

  • Funding

    Funded